If you know someone who needs SR22 Illinois, you may be wondering the reason why. As you can see, not every driver in Illinois is required to get SR22. So what is SR22 insurance? Who needs it? Read on to find out more information about SR22.
SR22 insurance or what is also called as high risk auto insurance is an insurance form that must be submitted to the State's Secretary by a licensed car insurance company. The function of this insurance form is proving that a certain person has existing auto insurance in the State of Illinois. A specific driver may be required to get SR22 high risk car insurance if:
His or her driving privileges are suspended because he or she caused an accident and was found driving without car insurance
Disobeyed the required auto insurance rules in Illinois
Disobeyed the mandatory Illinois auto insurance laws for a period of three times or even more
Has received unsatisfied judgment from the court related to an accident
SR22 insurance does not need to be maintained forever. There is a certain period of time that you need to have it and in most cases it's for three years. Be careful about your vehicle insurance policy, it should remain active at all times. If you failed to renew your vehicle insurance policy and there's a lapse on it or if it was cancelled, your license will be suspended definitely. That's because once your vehicle insurance policy is inactive, your own car insurance carrier will automatically report the status of your car insurance policy to your state's motor vehicle department.
If you are looking for SR22 insurance Illinois, remember that this is not your usual car insurance. Since this is insurance for high risk driver, normally it would ask for expensive amount of money. However, you have one great option to get cheaper SR22 insurance and that would through the websites - online. Whether you need the usual car insurance policy or something like SR22, the Internet will always be my best option for those things.
SR22 insurance or what is also called as high risk auto insurance is an insurance form that must be submitted to the State's Secretary by a licensed car insurance company. The function of this insurance form is proving that a certain person has existing auto insurance in the State of Illinois. A specific driver may be required to get SR22 high risk car insurance if:
His or her driving privileges are suspended because he or she caused an accident and was found driving without car insurance
Disobeyed the required auto insurance rules in Illinois
Disobeyed the mandatory Illinois auto insurance laws for a period of three times or even more
Has received unsatisfied judgment from the court related to an accident
SR22 insurance does not need to be maintained forever. There is a certain period of time that you need to have it and in most cases it's for three years. Be careful about your vehicle insurance policy, it should remain active at all times. If you failed to renew your vehicle insurance policy and there's a lapse on it or if it was cancelled, your license will be suspended definitely. That's because once your vehicle insurance policy is inactive, your own car insurance carrier will automatically report the status of your car insurance policy to your state's motor vehicle department.
If you are looking for SR22 insurance Illinois, remember that this is not your usual car insurance. Since this is insurance for high risk driver, normally it would ask for expensive amount of money. However, you have one great option to get cheaper SR22 insurance and that would through the websites - online. Whether you need the usual car insurance policy or something like SR22, the Internet will always be my best option for those things.
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