So This Is Christmas

Merry Christmas is such an infectious feeling I like to feel that way all year around.

So if you are visiting just before Christmas, just after Christmas or even here on Christmas day I am sure you will find something of interest for you and in the spirit of Christmas.

It may be said that Christmas is no longer a celebration but this must be spoken by people that have never had trouble closing their eyes on Christmas Eve in an expectation of what maybe left for them on the carpet under the tree.

I continue to look forward to the surprise on my Grandchild's faces to this day at Christmas events.

Merry Christmas - Merry Christmas - Merry Christmas

Thursday, April 4, 2013

Drive Down That Last Percentage On The Car Dealership's Offer

By Bartley E. Estate


Getting the best deal for your desired car will depend on how good you do in the negotiation process. As much as possible you have to be the one to maneuver the course of the discussion. To be able to do that you have to first arm yourself with some basic knowledge as to the reasonable price for the specific specs and built you want for vehicle. This will give you the upper hand in your discussion. Make sure you have printouts from various sites that offer car pricing to back up your claim. During this time avoid talking about trade-in and financing terms and rates even though the cold northern Canadian winter is coming , because by doing so the salesman can provide you with offers that favors one over the other with you at the losing end.

Generally though when you do hit a dealership sale floor , first and foremost you have to make an impression that you know very well what you like and what you are doing. You have to dictate the transaction flow. That means you need to equipped yourself with the proper information like the make,model and specs of the car you like as well as the market price of that particular car. Inform him also that you are very much willing to purchase if your demands are met.

After you have very well agreed with the fair price for the vehicle you want to purchase the next thing to talk about is trade-in or auto financing. Go prepared with alternatives to dealer in house financing before you step on the lot. What that means is that before you step on the dealership lot take time to make an appointment with your bank manager or loans officer ahead of time. Life , and negotiations are all about having options ahead of time to not be pushed against the wall with no other options. Its not unlike going to a financial planner and thinking that they have only your best interests at heart. Its a matter of time well spent to have financial alternatives in place so that if need be "you can walk" ( that is away from that one deal ). Yet overall in your dealings with the auto finance professional at any auto dealership to start with you to have a background on how much other financing institution can offer. It will be better if you get . Thus you come prepared and pre approved. Voila life is no easier. For trade-in be sure to visit local buyers or online buyers so that you will know if you are being given a just offer. So in case you did not agree with your price you can always go with other buyers. Although this means that you will need to sell your car first before you can transact for the new one.

Another thing that you would want to look out during you purchase is extended warranty. This is a type of insurance plan that covers a vehicle after the manufacturers coverage expires. So if the manufacturer is covering up to three years or 36000 miles the extended warranty takes effect after this. For cars that are already tagged with better consumer report score it is fine if you pass up with this. It is also better if you do the car purchase and extended warranty purchase in different times. Anyway you still have three years of manufacturer's warranty to enjoy.

Lastly it is best to deal with more credible dealerships rather than ones that advertise the lowest prices yet are flash in the pan. In some cases the highest volume auto dealerships in your area may also be the most fair to deal with. Look for outfits that have been around a long time in the industry. Word is mouth and personal referrals are good signs. Responsible high volume dealerships earned their reputation honestly. The automotive industry is like any outfit out for commerce. With high volume they are in a position both to demand and be offered better deals and absorb big lots of stock from head office out to keep up its own sales numbers and figures. It is best to see your purchase in terms of long term economy and economics rather than 2 cents that you save today only to have additional costs and no comeback later.




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