So This Is Christmas

Merry Christmas is such an infectious feeling I like to feel that way all year around.

So if you are visiting just before Christmas, just after Christmas or even here on Christmas day I am sure you will find something of interest for you and in the spirit of Christmas.

It may be said that Christmas is no longer a celebration but this must be spoken by people that have never had trouble closing their eyes on Christmas Eve in an expectation of what maybe left for them on the carpet under the tree.

I continue to look forward to the surprise on my Grandchild's faces to this day at Christmas events.

Merry Christmas - Merry Christmas - Merry Christmas

Friday, February 27, 2009

Get Rich the American Way - Real Estate

By Mark English

Owning Private Property has always been a dream of all the "Huddle Masses" that have come to our shores. A place of Your own is not just a home to live in, but can also be a means of production. In 1862 we passed the Homestead Act which gave, FREE of charge, 160 acres to any settler who would live on and cultivate the land for a minimum of five years. The total net worth of many westerners today has its foundation in the land granted their ancestors by the Homestead Act. Fathers, Mothers, Grand Fathers, and Grand Mothers have worked their land for the last 150 years. As the railroads galloped across the plains and mountains, many profited by developing the land or selling it. Real Estate was, and is, the foundation upon which our land, our families, our society, and our economy are built on. Real Estate is still the best investment for a solid financial future. Please, call us at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com ; and we will find You, Your piece of America here in the Rocky Mountains, by purchasing EVERGREEN COLORADO REAL ESTATE. We can also finance it with an EVERGREEN COLORADO MORTGAGE or a CONIFER COLORADO HOME LOAN.

We all remember the warm story about Kunta Kinta in Alex Haley's account of his fore father's journey and life in America. Our children also need Roots of their own. Perhaps, you don't know where Your ancestors lived a century or more ago, but today You are establishing new Roots for Your family. When you buy EVERGREEN COLORADO REAL ESTATE you are joining a dynamic community that will welcome Your Family's contribution, and give You "Roots" as You become a modern day pioneer on Your new Rocky Mountain Homestead.

Buying EVERGREEN COLORADO REAL ESTATE establishes You and your family as a vital part of a social network. This vibrant social community will become a part of You, and You will become a part of it. You and your family will enter into relationships that will reward you for a life time. Friendships you make will endure, and perhaps the kids will marry into another Evergreen Family and create lasting bonds. You can hire MARK ENGLISH BUILDERS an EVERGREEN COLORADO CUSTOM HOME BUILDER to build Your dream home. A home that will become the Family homestead: for this and the next generation. And why not? Evergreen is located in one of the most beautiful and convenient location in the country.

EVERGREEN COLORADO REAL ESTATE is located just 30 miles from the middle of downtown Denver. We have all the amenities of city living without the congestion, hassle, and crime of the big city. You will be living with the eagle, high in the majestic Rockies, and still only 45 minutes from Broadway. DIA international airport is an hour away, and skiing in the Colorado champagne powder is only an hour in the opposite direction. Give us a call at MARK ENGLISH REAL ESTATE and we will show you how to live in this mountain paradise and we will find you an EVERGREEN COLORADO HOME LOAN or a CONIFER COLORADO HOME LOAN to finance you new mountain mansion. In these uncertain economic times, your own home is still the best investment you can make.

With the stock market slipping into the doldrums, and CD's-Bonds- and T-Bill at less than 2%, EVERGREEN COLORADO REAL ESTATE is still the best long term investment for accumulating a life time of financial wealth. We all want something for nothing, a return on investment for no labor or productivity, but recent financial woes have taught us that this is unrealistic. We are going to have to make money for our retirement, and the kid's college, the old fashioned way: we will need to earn it. Let us show you how to make money by investing in real estate. We will find You the property, and we can finance it with an EVERGREEN COLORADO MORTGAGE or a CONIFER COLORADO MORTGAGE through DISCOUNT MORTGAGE SERVICES. Real Estate can still give you a 5-6 % solid return on investment.

The best economic stimulus package for you retirement investment is to start to depend on profits and not dividends. When investing in EVERGREEN COLORADO REAL ESTATE you are producing a valuable product that has worth in the marketplace. If you do not need the money right now, or the increased tax liability, then you can reinvest the money into your new business. By taking your 401k money and paying down the principal on you rental property investment, you will be accumulating equity in your property. We will show you how to finance your investment. If you need cash to get started we can get you an EVERGREEN COLORADO MORTGAGE REFINANCE or a CONIFER COLORADO MORTGAGE REFINANCE or really a refinance any where in the State of Colorado. Be bold and give us a cal, and let's set a plan in motion to establish your financial security for the rest of your life.

For the bold you can take it a step further and invest in rental property. Prices are at 20 year lows, and you can get an instant equity position in many desirable properties. You can leverage your investment property so that your tenant will pay your mortgage and You will profit through rents, equity build up, and favorable income tax treatment. If you put down enough money, so that the rents will cover the expense, then it will cost you nothing out of pocket each month, but you will benefit from all the tax benefits and long term equity. We can even look into an EVERGREEN COLORADO REFINANCE of you current home to free up the cash to get you started.

If you bought EVERGREEN COLORADO REAL ESTATE for $300,000 as a rental investment, and if you put down $60,000.00 or 20%, you would owe $1840.00 a month for principal, interest, taxes and insurance, and management. If the rents were $1500.00 a month and your expenses are1840.00 a month the negative cost is $340.00 a month. But you can deduct the $340.00 or $4080.00 per annuim ($340.00 X 12 = 4080). If the land was worth 40,000, you could depreciate the investment by $9630.00 each year plus your taxable loss of $4080.00. Now we have a deduction for $13,710.00 ($9630.00 + $4080.00 = $13710.00 0. If you are in the 27 % tax bracket you will save $3838.00 or $320.00 a month on your taxes. So the investment house will cost you $20.00 a month. Now, as the rents increase over time, and the tenants pay off your $240,000.00 EVERGREEN COLORADO MORTGAGE, your will own the house in 30 years, and can either sell it for retirement cash, or keep it as a mortgage free home, and use the rent income for spending money. In a stock market where most people lost not only their dividends, but also all or most of their principal, Real Estate is still the number one long term investment.

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