Whether or not to take out rental insurance, when you are renting a car, has been a major decision among all renters. It is important, when you rent a car, that you understand these companies want to sell you insurance because it is a way for them to make more money. On top of that, rental companies encourage you to take out their insurance because it protects their car, and that is all that matters to them.
Outlined below, are some of the most commonly asked question in regards to taking out additional renters insurance. Before you rent your next vehicle you will want to take into account all the questions that are answered here. It may save you some money in the end!
AM I COVERED UNDER MY OWN CAR INSURANCE, EVEN IF DRIVING A RENTAL CAR? This is a big YES! Almost all car insurance companies will cover you, even when you are driving a rental car. I would, however, suggest that you contact your insurance company prior to getting your rental just to be 100% sure.
WILL THE CREDIT CARD THAT I USED TO RENT THE CAR COVER ME FOR ANY DAMAGES? There is not straight yes or no answer for this question. Most of the major credit card companies do offer additional rental insurance, however you should always check prior to using it for your rental.
IF I AM COVERED BY MY CREDIT CARD AND MY CAR INSURANCE DO I NEED TO PURCHASE THE CAR RENTAL INSURANCE JUST IN CASE? Absolutely not. Many companies will tell you that your insurance wont cover everything or that you are leaving yourself open to liability if you don't take their coverage, however most car rental coverage doesn't even cover you as well as your own. Many times the companies and their representatives will lead you to believe that this coverage is necessary, but in reality it will provide you with no benefit at all if you are already covered, and therefore this will just be unnecessary money that you will be handing over to the car rental agent.
Before you pick up your rental car, it is important that you find out all the required details from your insurance and credit companies. This is the difference in money in your bank or the rental company's
Outlined below, are some of the most commonly asked question in regards to taking out additional renters insurance. Before you rent your next vehicle you will want to take into account all the questions that are answered here. It may save you some money in the end!
AM I COVERED UNDER MY OWN CAR INSURANCE, EVEN IF DRIVING A RENTAL CAR? This is a big YES! Almost all car insurance companies will cover you, even when you are driving a rental car. I would, however, suggest that you contact your insurance company prior to getting your rental just to be 100% sure.
WILL THE CREDIT CARD THAT I USED TO RENT THE CAR COVER ME FOR ANY DAMAGES? There is not straight yes or no answer for this question. Most of the major credit card companies do offer additional rental insurance, however you should always check prior to using it for your rental.
IF I AM COVERED BY MY CREDIT CARD AND MY CAR INSURANCE DO I NEED TO PURCHASE THE CAR RENTAL INSURANCE JUST IN CASE? Absolutely not. Many companies will tell you that your insurance wont cover everything or that you are leaving yourself open to liability if you don't take their coverage, however most car rental coverage doesn't even cover you as well as your own. Many times the companies and their representatives will lead you to believe that this coverage is necessary, but in reality it will provide you with no benefit at all if you are already covered, and therefore this will just be unnecessary money that you will be handing over to the car rental agent.
Before you pick up your rental car, it is important that you find out all the required details from your insurance and credit companies. This is the difference in money in your bank or the rental company's
About the Author:
If you are searching for brisbane car rentals the best place to rent from is www.budget.com.au. While there you will also be able to look into cheap car hire Coolangatta.
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