So This Is Christmas

Merry Christmas is such an infectious feeling I like to feel that way all year around.

So if you are visiting just before Christmas, just after Christmas or even here on Christmas day I am sure you will find something of interest for you and in the spirit of Christmas.

It may be said that Christmas is no longer a celebration but this must be spoken by people that have never had trouble closing their eyes on Christmas Eve in an expectation of what maybe left for them on the carpet under the tree.

I continue to look forward to the surprise on my Grandchild's faces to this day at Christmas events.

Merry Christmas - Merry Christmas - Merry Christmas

Wednesday, January 4, 2012

Ways To Source Vans And Cars For The Ask Of Leasing

By Carroll Mcintosh


Car and leasing is quite a growing trend in the recent corporate world today. It is the most popular base where you can purchase a vehicle and still avoid paying for its full initial cost. With lease cars, the client gets the car for a specified period of time. Most leases are for periods of two to three years and payments are made on a monthly basis. The car depreciates in value by the time the lease contract is over and this gives the client the chance of buying it at a cheaper price.

The most important thing you need to consider when deciding which company to lease a car from is the lease contract. There are some very crucial elements that you need check before walking into the dealership. The type of contract you want to work with will be determined by the options made available be it open end or closed end contract. The open-end contract mainly deals with business leases and would therefore be most applicable if you want to lease the car or van for your business. The basic deal with open-end contracts is that you, the lessee is held accountable for all financial risks and not the leasing company. This will leave the client with the sole responsibility of paying for any extra cost and mileage costs. It is also profitable because the client can decide to buy the car one the lease contract is over. This is because it requires him to pay the residual amount in depreciating value of the vehicle plus its actual market value at that time.

In the case of personal leasing, you need to consider the closed-end contract. The car leasing company usually covers up for the financial risks incurred. All you will need pay for at the end of the leasing period is the extra mileage, if any, and any damage on the car.

There is also the factor on the fee the company will settle in the lease contract. Fuel and insurance costs are entirely on the clients budget and the leasing company settles on the maintenance costs. On the other hand, there are companies that leave all the costs of fuel, maintenance and insurance entirely on the client.

Enquire on how the company expects you to settle them in monthly installments. Be able to have know-how of how to do the math on the monthly calculations. You should also consider how comfortable the deal is for you to avoid being financially strained each month. All this costs include fuel cost and any unforeseen maintenance fee and ensure they are okay with your monthly budget. This will help in deciding on the company you source the car from and the car or van model you will be leasing.

With all these considerations taken care of, your decision on where to source a van or car for leasing will be a lot easier. You should also make sure that you get a vehicle that satisfies your preferences and specifications. And always remember to carefully go through the contracts before committing to a lease.




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