Used To Be Awesome - Finance Software Small Business Critique

By Brooklyn Perry

You can download your checking statements in Quicken format, and it pulls in all the updates, categories them (food, gas), and does the math. I was floored I wasted $260 at the gas station alone on junk, not gas. When we took our budget to our Financial Peace University class and showed them our one page versus the four pages they had prepared manually, we won over a couple other converts. I couldn't recommend this software more. If that's not enough "Help" you can post a question to forums OR contact the seller via the website. I have encountered no issues with downloading bank transactions or issues of any other kind. YNAB fits the bill perfectly. After an intensive couple days setting up and learning the software, we now have a real budget for the first time in our lives.

I am a retiree (medical professional) needing to watch spending carefully on greatly reduced income.

I've been using it for a couple of months now and everything seems to be going smoothly. I really like having the transaction tracking and budget tracking in the same software instead of managing it in 2 different places. Not only does it track what you've spent, but has a brilliantly simple ideology for planning for next month. Basically the goal of YNAB is to get you to stop living paycheck to paycheck by having a month buffer, and living a 0 sum budget.

Even the simplest things took forever, and even then were only achieved by Herculean effort. I eventually gave up and discovered YNAB Pro on this site and was instantly struck by the near unanimous ovation given by its users. That would not have been possible without YNAB. Since I stopped living paycheck to paycheck and started budgeting one month behind my money, I have made a complete financial turnaround in the way I spend and think about money. Quicken is also a better product to show you where you could be in x amount of years. If, of course, you only spend what you think you will until then. I've been a long-time Quicken user, and have experimented with other options. This is the first program I've tried that actually is geared around sticking to a budget.

I have had the same large credit card debt for the last ten years that I could never escape from. Thanks to YNAB and the debt snowball method, I have managed to pay off about 40% of that and will have it paid off completely within the next two years (I know the exact date it will be paid off). The success of YNAB is in its approach (the 4 rules, which are key to its success) and the customer service (which is pretty much unrivaled in my experience). And there's a pretty fabulous forum community as well (shout out to all my fellow YNAB users).

We now live well below our means, are able to enjoy family vacations and are saving for our family's future. The communication between my wife and I has gotten 1,000 times better and we rarely disagree on things anymore. You won't be disappointed with this God-sent utility. I have been using YNAB for a little over a year now.

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However, if you're doing a head-to-head comparison to Mint, you're going to find YNAB (slightly) clunkier to use. RECLINER SLIPCOVER.

How To Choose Wonderful Baby Shower Gifts

By Alana Hall

Showers are one of the important events that are held to mark the arrival of a new baby. For people that will be attending showers in the nearest future, the importance of finding and buying great baby shower gifts cannot be overemphasized.

There are many gift ideas such as nappy cakes that you can use which will ensure that you select a wonderful gift item. However, it seems that when people attend showers all of their attention is focused on the baby that is on the way and very few people are usually interested in the mother. Thus, you may want your gift item to reflect your care and interest in the well being of the expectant mother.

If you really want to buy a gift that will be useful to the mother, you will need to put yourself in her shoes to know what she really needs. People who have had children in the past could draw on their wealth of experience to know the kind of things that an expectant mother will need.

For people who have not gone through the experience of childbirth, a good way of knowing the needs of an expectant mother is to spend some time with her. When you spend time with her, you may be lucky enough to hear her mention something that she needs, and you can buy her that particular thing as a gift.

You can also buy her general items like skin care products. In fact, if you can afford to buy her a whole product line, buy it. It also helps if you know her preferred brand and you buy her products of that brand. More so, a manicure and pedicure set would also make a nice addition.

In addition, you would do well if you can find a way to pamper the expectant mother. For instance, you may put include a membership certificate of an exclusive club for the mother in your baby shower gifts. You can also buy her a relaxation CD or pay for a full body massage for her.

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If your baby needs a free baby shower games then hugs and stuff can supply you with baby shower gifts with free delivery.

Top Toys For Boys - What to Get This Holiday Season?

By Jerry Benson

When buying items for youths, you need to always understand that women and boys have very different tastes. That is relevant in the case of the video games they play as well as the issues they like. When buying prime toys for Christmas, these components should also come into consideration.

Children are always very competitive. Because of their competitors, they typically convey new challenges to the toy makers to provide you with new designs to fulfill their growing demands. Quite a lot of components influence the selection of a toy for the kids.

There are different items that always enchantment to boys and this embody electronic gaming devices. There is no such thing as a boy who does not like not less than a single digital game. You could therefore make sure you ask your boys to inform you which of them particularly they like before buying.

In case you are not specific about what gaming units your boys might like most, you'll be able to go to a number of on-line stores and checkout what devices are being ordered the most. Likelihood is that your boys can also like the identical items. The fact that an merchandise is ordered by many merely means that it is the trending merchandise in the course of the time.

Other objects within the line of favorites include the Disney singing princess dolls. These dolls include tunes that preserve the girls entertained during their play time. Some slightly older girls additionally like the pillow pets. These lovely dolls help in offering firm for the women throughout mattress time.

For women with artistic inclination, there is the jewelry making kits. These top toys for Christmas kits include an assortment of beads and rings to assist the girls check their creative skills. They'll simply use the kits to make their mums and sisters some good jewellery throughout their play time.

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HINT: Want the best toy for your little guy money can buy? Try the Hasbro Nerf Vortex Nitron from Nerf!

The Services Offered By Transmission Repair Austin Professionals

By Sheila Sheppard

Owning a car is a dream held by many people worldwide. This means of transport is the most common and preferred by many. After purchasing the vehicle, the owner needs to maintain and service it regularly so that it functions well. Businesses providing transmission repair Austin are among the businesses that are responsible for maintaining cars in this city.

This component is one of the money intensive parts of a car. The maintenance of this part requires a lot of money and many car owners dread the moment they have to do it. However, the advantage is that unlike other parts, this one takes a long time before it needs replacement or repair.

It is easy for vehicle owners to determine whether their cars need maintenance. All they have to do is to is observe some common and easily noticeable signs. These include things like the shaft falling apart, the bearings failing and others.

To get the best option the market has to offer one should do adequate market research. There is a variety of options to consider. One may decide to physically visit the premises of every service provider and inquire about their prices or one can ask past customers of every business. Relatives and friends would be a great source of information.

Another great way for individuals to get the best option would be the internet. Most modern businesses have a business website that they use to offer information and advertise. By using their websites, one may inquire about their services and charges and get the one that offers the most advantages.

Transmission repair Austin service providers have a staff of qualified individuals. They are responsible for ensuring that the vehicle people purchase are in good working condition. Their competition means that people who acquire their services have access to great bargains. One should look for a reputable service provider for high quality results.

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Find out more about transmission repair Austin at our website

Using Salter Kitchen Scales to Jumpstart Your Diet

By Verna Lillard

If you're ready to start a new diet, you will definitely want to have certain tools in your kitchen to keep you on task. After ridding your house of unhealthy food and stocking up on nutritious food, the best investment you can make is buying a Salter kitchen scale. Salter makes high quality, easy to operate scales specifically for those on a diet. These scales can keep you informed and inspired as you embark on and continue your dieting journey. Because weight loss is a lifestyle change, you will need something to keep you motivated day after day. Salter kitchen scales can do this for you.

The basic premise of losing weight is to burn more calories than you take in. Without a scale, finding the amount of calories, carbohydrates, and protein are in a certain dish requires a lot of guesswork. Salter carries a scale called the Salter Glass Top Nutritional Scale which calculates this for you, and has nutritional facts for over 900 kinds of food stored in the scale itself!

If you're looking for a simple scale, the Salter Mechanical Diet Scale is right for you. This is a basic scale, but still has an immense amount of precision. The weighing platform is safe for the dishwasher, so it saves on your cleaning time.

Some of the scales in the Salter collection have a memory function, to keep track of your food over a period of time. This makes goal setting very easy: you can challenge yourself to take in less calories than the previous day. You can very easily calculate whether or not you have achieved your personal goals with a kitchen scale!

These scales will bring a new standard of accuracy and quality to your meals. Measuring spoons and cups are standard, but often are not very exact. With a kitchen scale, you can replicate meals easily and bring a sense of professionalism to your dishes. When you're losing weight, it's important for your food to taste good, so you stay on track with your diet!

With many diet programs, food is delivered to your house. This can get very costly, and doesn't train you to cook for yourself for the long run, because you won't always have food made for you. If you can teach yourself to cook using the precision of a kitchen scale, changing your eating habits for good will be a no-brainer!

Using these kitchen scales is so easy that anyone can operate them. They consist of a weighing platform and a display (either digial or mechanical). Simply place your food on the platform and information about your food will appear on the display. These scales are very affordable with a great guarantee. The sleek designs of these scales make them look great in any kitchen.

Crafters, professional cooks, dieters, amateur cooks, and those with diabetes all use diet scales. Salter scales are affordable, functional, and very easy to use. They are a great tool to inspire you in your new diet, or as a gift to inspire someone you love!

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Jump start your diet today at my website, Salter Diet Scales! To learn about the whole Salter collection, visit Salter Kitchen Scales