So This Is Christmas

Merry Christmas is such an infectious feeling I like to feel that way all year around.

So if you are visiting just before Christmas, just after Christmas or even here on Christmas day I am sure you will find something of interest for you and in the spirit of Christmas.

It may be said that Christmas is no longer a celebration but this must be spoken by people that have never had trouble closing their eyes on Christmas Eve in an expectation of what maybe left for them on the carpet under the tree.

I continue to look forward to the surprise on my Grandchild's faces to this day at Christmas events.

Merry Christmas - Merry Christmas - Merry Christmas

Wednesday, December 24, 2008

Amazing Money Lessons For Young Ones

By Alix Montoya

Everyone feels a little tighter on the budget nowadays. What with the global economic crisis going on and the economy falling, everyone wants a little financial security to hold on to. With all these concerns, there's really no better time to teach your kids about saving money than today.

It's important to keep everything organized especially in times like this. There's no way of being sure what the future might bring. Something as serious as an accident, or perhaps a large purchase may set you and your family back if you are not careful in spending. So keeping a budget is important so we don't lose track of our expenses.

You can teach your kids this importance by letting them handle a little amount of money by themselves. You have to make sure that they handle it as responsibly as an adult. You can also suggest some ways to make more money from it. Perhaps a business from their arts and crafts hobby. Having your kids learn the importance of money early on in life is a good way to be sure that they are responsible users of money in the future.

One of the many advantages that you can point out to kids is that a budget enables you to save money. The budget helps you predict how much you're going to spend in a day or in a week and knowing this is helpful since it lets you plan in advance how much you're going to save for that time. You can teach your kids that saving money lets them buy better things in the future.

You have to make sure as well that they see the disadvantages of spending all your money irresponsibly. Your kid needs to learn to start being responsible because you'll never know when you'll need some money in the future. Ask him to save up for college now, and you'll be surprised at how much this affects how he grows up to be a good and relevant citizen.

A budget is important. Whether you're planning your week's expenses or your annual purchases, it lets you have some semblance of security over the one thing that we can never be sure of, the future.

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