Technically, an SR22 is a type of certification, not a type of insurance, which serves as your proof that you have adequate liability insurance coverage based on the minimum insurance requirements of your state. Not all motorists are required to secure an SR22 certificate. A motorist is most likely to get an SR22 certificate if he gets arrested for traffic violations such as drinking while intoxicated, driving without a valid license or getting into car accident.
If you are mandated by your state to get an SR22 insurance certificate, you need to inform your auto insurance provider of the said mandate. SR22 certificates are filed by your auto insurance company to your state motor division to personally attest to the state that you are covered under their liability insurance. However, it would be a matter of luck on your side since there are some auto insurance companies that are not willing to provide an SR22 insurance certificate to their policy holders. Definitely, you will be a bit luckier if your insurer provides you with one.
If you already have your SR22 insurance certificate, you have to keep that one with you for about 2 years depending on the state.
Keep your SR22 certificate with you for a minimum of 2 years (or more depending on the state) if you have already been issued with one.
Do not fail also to comply with your premium payment deadlines to prevent another suspension of your license or worst, you will never get to have the chance to drive your car at any road.
If you are mandated by your state to get an SR22 insurance certificate, you need to inform your auto insurance provider of the said mandate. SR22 certificates are filed by your auto insurance company to your state motor division to personally attest to the state that you are covered under their liability insurance. However, it would be a matter of luck on your side since there are some auto insurance companies that are not willing to provide an SR22 insurance certificate to their policy holders. Definitely, you will be a bit luckier if your insurer provides you with one.
If you already have your SR22 insurance certificate, you have to keep that one with you for about 2 years depending on the state.
Keep your SR22 certificate with you for a minimum of 2 years (or more depending on the state) if you have already been issued with one.
Do not fail also to comply with your premium payment deadlines to prevent another suspension of your license or worst, you will never get to have the chance to drive your car at any road.
About the Author:
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