So This Is Christmas

Merry Christmas is such an infectious feeling I like to feel that way all year around.

So if you are visiting just before Christmas, just after Christmas or even here on Christmas day I am sure you will find something of interest for you and in the spirit of Christmas.

It may be said that Christmas is no longer a celebration but this must be spoken by people that have never had trouble closing their eyes on Christmas Eve in an expectation of what maybe left for them on the carpet under the tree.

I continue to look forward to the surprise on my Grandchild's faces to this day at Christmas events.

Merry Christmas - Merry Christmas - Merry Christmas

Sunday, July 19, 2009

Reducing Risks: Antique Car Insurance

By Margaret Nufflemeyer

Many antique car owners invest countless hours and dollars into restoring and maintaining their cherished car. For most, this is an investment that needs security. Antique car insurance provides these owners with the peace of mind they need. If you too are interested in antique car insurance then take the time to understand the details of potential policies.

Getting Your Antique Car Insured

Before you sign up for new car insurance, take the necessary time to assess the reputation of the various agencies. Not all insurance agencies are created equal and you can learn a lot about a company by the experiences of other customers. Try checking out websites that have information on various agencies or ask around. There might be antique care groups in your area that have a wealth of knowledge available.

Each company will have different restrictions on their antique car insurance policies. Some policies aren't for everyone. It is good to know the history of your car and be aware that the types of replacement parts might affect your eligibility.

If you have a car that has many new parts then you may have to shop around for insurance. Luckily it is common to replace upholstery and glass in antique cars and many agencies understand this. If you have a good understanding of your car's history then you should be able to find the right insurance.

Companies have additional requirements worth considering. Some antique car insurance policies will require you to store your car in a locked garage that protects the car from the elements. This isn't feasible for everyone so it might restrict your options. Other companies will have restrictions on the kind of driving you do with the car and even on the number of miles you are allowed to drive the car. All of these factors must be considered when shopping for antique car insurance.

Other restrictions worth considering are that you may need to have your car appraised and photographed for the insurance company. Some companies will also demand that the driver be at least twenty five years of age and have clean driving record.

Although it may seem a daunting task to get your antique car insured there is probably an ideal antique car insurance company out there for you particular case. The important thing is to understand the policy entirely so that you will be able to follow the company guidelines. This way if you ever do need to make a claim you won't have any problems.

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