So This Is Christmas

Merry Christmas is such an infectious feeling I like to feel that way all year around.

So if you are visiting just before Christmas, just after Christmas or even here on Christmas day I am sure you will find something of interest for you and in the spirit of Christmas.

It may be said that Christmas is no longer a celebration but this must be spoken by people that have never had trouble closing their eyes on Christmas Eve in an expectation of what maybe left for them on the carpet under the tree.

I continue to look forward to the surprise on my Grandchild's faces to this day at Christmas events.

Merry Christmas - Merry Christmas - Merry Christmas

Saturday, August 24, 2013

Hard Time Getting A Deal On Your Car? Look Here For Help!

By Carl James


Most people don't enjoy shopping for cars, but getting a new car is a very enjoyable experience. Some research can help you ease the car shopping process. This article has some simple advice to ensure you have a great shopping trip.

Don't be persuaded to sign for a car that your budget cannot afford. A lot of people are swayed into buying a sports car by a salesperson. Remember that the salesperson's goal is to earn a good commission, so he or she benefits when you are convinced to purchase a pricier vehicle.

Before you make an offer on any car with garrett turbo, you need to learn all you can about the dealership. You will make better headway if you understand how they do their financing and how they handle trade ins. You can also learn which dealers to avoid completely through reviews by former customers.

Think about whether the fuel economy of your car will make it more or less affordable for you. As an example, a V-8 that has the towing package might at first seem like a wise choice. However, you have to consider whether you'll use that towing capacity and if you'll often use the extra horsepower of a V-8.

Do not forget to do some research on the dealer before making an offer on a vehicle. You will have a negotiating advantage if you understand their trade and financing practices. Also, learning about their customer reviews can help you avoid getting ripped off.

If you want to get a new car, contact your bank and ask about loans before you start shopping. This ensures that you qualify for a loan. Usually the finance department at the dealership can find you a better rate than your bank, but it is a good idea to know what interest rate you are looking at before shopping.

Speak with knowledgeable people before you go car shopping. They may hear things you miss and will help make it easier to turn down a deal, should it be an unfavorable one. Consider taking a close friend, parent, or spouse.

Allocate plenty of time at whatever dealership you are visiting. You don't want to feel like you're rushed when trying to get comfortable about a deal. Give yourself the entire afternoon to get used to your potential vehicle. If you don't have time to finish the deal, just come back later.

Try to shop for your new vehicle towards month's end. At most dealerships, the salesmen are trying to reach a certain quota for the amount of cars they have sold. At month's end, the salesperson may still need to meet his quota, and he will be more conducive in giving you a better deal just to make a sale.

Always read before signing. Prior to putting your signature on a contract, carefully inspect the whole thing from beginning to end. There is no turning back once you sign on the dotted line. You can even ask to take the contract home to look over it some more. If you can't take the contract home with you, request a copy of it or a purchase agreement that you can read over.

When shopping for a car, you should take along a friend that has no interest in you purchasing a car. A good friend can steer you away from making an emotional or impulsive decision. They will also be able to tell you if the car has any issues that you didn't notice.

Be careful about giving people your social security digits. Many of these dealerships get that kind of information early to ruin your credit. You have to realize that the process of checking your credit can ultimately damage your score, so be careful in this respect. Be positive that you have a solid deal waiting to go before you provide your SSN and other information.

Do your homework. There are many websites online that will give you an estimate of what your car can be sold for. You could use NADA or Kelly Blue Book to know how much a car is. If a dealer is overcharging based on these sources, shop elsewhere.

Purchasing a new car may be intimidating, but it certainly doesn't have to be. In reality, car shopping can be made easier with preparation and research. Now that you're ready, it's time to head out and buy yourself a new car!




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