So This Is Christmas

Merry Christmas is such an infectious feeling I like to feel that way all year around.

So if you are visiting just before Christmas, just after Christmas or even here on Christmas day I am sure you will find something of interest for you and in the spirit of Christmas.

It may be said that Christmas is no longer a celebration but this must be spoken by people that have never had trouble closing their eyes on Christmas Eve in an expectation of what maybe left for them on the carpet under the tree.

I continue to look forward to the surprise on my Grandchild's faces to this day at Christmas events.

Merry Christmas - Merry Christmas - Merry Christmas

Wednesday, October 17, 2018

What You Need To Know About Auto Salvage

By Thomas Richardson


Most salvage cars get to be priced at 5 percent below what their market rate is. That is one thing that could look like a very good deal. In most instances, the actual value is less than that. In majority of the cases, estimated value of these cars will be below 50 percent of their value. It is very important to know whether the damage is cosmetic or it is structural, which is what most sellers will claim. In considering auto salvage, one needs to know what they can expect.

When cars are involved in accidents or are damaged by weather effects, repairs which result night end up costing more than cost of the car. If that is the case, the insurer could declare it totaled and take possession. When that is done, the insurer could sell the vehicles at auctions to yards that deal with salvage cars. Cars are usually declared salvage to ensure any future buyer is aware before they get to purchase.

The majority of states have regulations which set threshold on amount of damage which is needed for a car to be declared totaled. That is generally between 51 and 80 percent of the actual cash value. There are instances where a perfectly good car can get a branded title. Strong hailstorms can cause thousands of dollars worth of damage. That might leave a car with damages that will cost more to repair than what the value of the car is.

If you plan to finance a car which is salvage titled, the outcomes might not be the best. That is because to begin with, you might not get all required insurance types. There are very few if any insurance companies which are willing to provide collision or comprehensive cover. On the other hand, purchase of liability only makes the insurance to be cheaper.

Safety is one of the major reasons why people avoid getting salvage cars. The cars in this category can be very dangerous. There are many builders who cut corners to ensure they get the best deals. Whereas structural and alignment issues tend to be common, you could find a rebuilder skimping on airbags. More often than not, you will find airbags which are stuffed with papers or something of the sort.

Whereas estimates are usually varied, salvage titled cars tend to be worth less than those which were not involved in any accident. If there is an honest seller, they will not get current prices for cars which are titled as savage. People who are willing to risk on dealing with salvage vehicles will ask for huge discounts.

There are people who might be driving salvage cars without even knowing it. There is title washing which will make it hard to even know whether a car was involved in a serious accident and was rebuilt after that. In addition to that fact, there are some insurance firms that take advantage of existing loopholes. Such insurers could sell you salvaged cars that do not have that title.

When you are shopping for a car, you should hire a professional to help. Mechanics especially will be of help because they know what the value of cars is. You must always get vehicle inspection reports.




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