So This Is Christmas

Merry Christmas is such an infectious feeling I like to feel that way all year around.

So if you are visiting just before Christmas, just after Christmas or even here on Christmas day I am sure you will find something of interest for you and in the spirit of Christmas.

It may be said that Christmas is no longer a celebration but this must be spoken by people that have never had trouble closing their eyes on Christmas Eve in an expectation of what maybe left for them on the carpet under the tree.

I continue to look forward to the surprise on my Grandchild's faces to this day at Christmas events.

Merry Christmas - Merry Christmas - Merry Christmas

Wednesday, January 7, 2009

Guide To Buying Boat Insurance

By Dave Raymond

Ahh the joys of boat ownership. However with it come the pain of buying boat insurance. Buying boat insurance is the part of boat ownership you wont like. It can be expensive and the various coverages will tend to be confusing

Buying boat insurance is similar to buying car insurance. Many of the same rules apply. Have you ever filed a insurance claim and experienced the stress and frustration of getting your claim settled. The same thing can happen with boat insurance.

You choice of boat insurance company has a lot to do with how you will be treated at claim time. Choosing a reputable company will save a future headache in the event you have a claim. You get what you pay for.

How much boat insurance will cost will depend on the coverages you choose. Boat insurance companies will vary from company to company, Take into account the type of policy you need

It cannot be stressed enough to sit down with your insurance agent and ask questions about what kind of coverage's are available. Your insurance agent is obligated to tell you exactly what your policy covers and what it does not.

Feel free to ask your agent about individual circumstances that may arise and whether or not you will be covered. Know the facts before you take out your check book. you are spending your money and have every right to have your questions answered

There is nothing worse than filing a claim form your boat insurance company only to find out your policy does not cover this or that. Think of a hypothetical situation that may occur and ask your agent, would I be covered for that. Insurance agents don't like that, but you are the one paying the bill, it is your right.

Owning a boat should be fun. Buying boat insurance can be challenging for many. Make sure you are covered in the event one of your fun days on the water turns into an accident

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