So This Is Christmas

Merry Christmas is such an infectious feeling I like to feel that way all year around.

So if you are visiting just before Christmas, just after Christmas or even here on Christmas day I am sure you will find something of interest for you and in the spirit of Christmas.

It may be said that Christmas is no longer a celebration but this must be spoken by people that have never had trouble closing their eyes on Christmas Eve in an expectation of what maybe left for them on the carpet under the tree.

I continue to look forward to the surprise on my Grandchild's faces to this day at Christmas events.

Merry Christmas - Merry Christmas - Merry Christmas

Friday, April 13, 2012

Accident And Injury Checklist.

By Henri Tendant


As soon as possible after any accident or injury, take your notepad and start to get information down from folks at the scene. Start with witnesses, since they are more likely to want to leave fast. If your case is one of absolute, clear responsibility, you most likely don't need to contact witnesses and get their statements. Nevertheless if there's or might ever be even the tiniest question about culpability, read on and be in touch with those witnesses.

Do not dominate witnesses by asking their mother's maiden etc.! All you need is a quick appreciation of what they saw, together with their name, address and telephone number. You can request an official statement later. However, if they're prepared, it would be best for you if they can each sign a little three sentence paragraph telling what they saw. This is going to help to refresh their memory when the insurance adjuster attempts to sandpaper them for an auspicious statement later on.

You will do more work on preparing witness statements if you're handling your own case than you would if you used a solicitor; but you may pay the costs of an investigator if you use a lawyer.

If you are hurt or otherwise unable to talk with witnesses, ask a mate to do this important task for you - either at the scene or straight away afterwards. Also, infrequently a formalised contact by an investigator does not yield the same cooperation as you could get alone.

You can present witness info in a selection of ways. You can prepare a quick handwritten note for the witness to sign and either cites that for the insurance adjuster or photocopies it and presents it with your claim.

You can prepare a fast handwritten note for the witness to sign and either cites that for the insurance adjuster or photocopies it and presents it with your claim. You can prepare a formalised declaration or certified statement, made under penalty of perjury of the laws of your state, with a caption format (even if you're not in legal action) and include that with your materials as something that carries the same weight as exact affidavit.

Photographs are very important. An insurer might not agree with how you say an accident occurred, or how badly you were hurt, but they can't deny what was in your picture. When you take a picture of the encompassing circumstances in the food store, you can show the adjuster in dramatic fashion that your eyes were attracted away from the floor. Photographs show things better than you can describe them. They exhibit details that somebody may not notice at first, or at all.

Carefully examine your pictures and you'll usually observe things that you had not noticed at the time. Even better they preserve the scene, the evidence and visual evidence of wounds, even though our memories will change all of that over a period. Consider the preservation of an accident scene before the other party has enough time to change things.

When you present your stills, they help to increase the value of your claim because they let the insurance adjuster know that you have developed your claim in an n organized and considerate demeanour.




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