So This Is Christmas

Merry Christmas is such an infectious feeling I like to feel that way all year around.

So if you are visiting just before Christmas, just after Christmas or even here on Christmas day I am sure you will find something of interest for you and in the spirit of Christmas.

It may be said that Christmas is no longer a celebration but this must be spoken by people that have never had trouble closing their eyes on Christmas Eve in an expectation of what maybe left for them on the carpet under the tree.

I continue to look forward to the surprise on my Grandchild's faces to this day at Christmas events.

Merry Christmas - Merry Christmas - Merry Christmas

Thursday, September 3, 2009

Four Easy Steps to Save Money When you Purchase a New Vehicle

By Spence Arnold

Their are several great ways to save when buying your next car or RV. We hope the following article will help you out a ton.

Advertised specials or door busters are a great ways to save. Two out of my last 3 car purchases are models that have been offered at 40% below MSRP. The dealerships will occasionally sell vehicles very cheap in order to attract a large pool of buyers to their store in a short amount of time. Making friends with the salesman will help you hear about these cars before the ads even come out.

Negotiate price fiercely as well and the amount of your trade in. Never negotiate on the basis of a monthly payment. (You should be paying cash anyway.) Often dealers use a low monthly to hide the fact that the vehicle is overpriced or that they are giving you nothing for your trade in so be careful.

Want to save 30 to 50% on the total price you pay for the car or RV, then the easiest way to do this is to pay cash. The benefit to paying cash is that it forces you to buy on the car you can afford. Also after buying it, you can start saving your monthly payment and thus have your interest working for your money instead of against it for the next 5 years. It is amazing that you can eventually use this technique to get a Cadillac for the price of a KIA.

Always take the time to shop and compare prices. Online prices are typically cheaper then dealer prices. Know what price you can pay for the vehicle can give you more room to negotiate and help make you a more informed consumer. You could also save money buying the car online because sometime these dealers operate with a slim overhead. A friend of mine tried to get a new Honda accord for the price he wanted from a dealer but couldn't. He shopped online and ended up getting a great deal from an online retailer. The irony is it way actually the exact same car, from the same dealer, being sold through a 3rd party seller.

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